Use your HSA/FSA

You could be eligible to use your HSA/FSA card to pay for all or part of your Sens.ai device if you're in the U.S.

How it works

To check your eligibility and pay with your HSA or FSA, follow these steps:

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  1. Select Flex at checkout.
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  1. You may have to enter your credit card for the Sens.ai membership.
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  1. Confirm your eligibility as part of checkout.
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  1. Enter your HSA/FSA card details.

Within 24 hours of your purchase, Flex will email you a Letter of Medical Necessity (LOMN) and itemized receipt. Keep both documents for your records in case your HSA/FSA provider or the IRS asks for them.

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Don't have a U.S. HSA or FSA?

You could be eligible to split your Sens.ai device purchase into four interest-free payments every two weeks or make monthly payments over a longer period.

Why using an HSA/FSA saves you money

Your money isn’t taxed when it goes into your HSA or FSA

Your money isn’t taxed while it’s in your account

Your money isn’t taxed when you use it for qualified purchases

START WITH 60 DAYS. DECIDE WITH DATA.

You don't need to believe it works. You need to measure it.

Sens.ai headset and mobile app showing Calm session results including overall score, heart rate, and HRV

$1,250USD
  • Your 60-day trial includes the full Sens.ai system — headset, GeniusPulse™ controller, and a Personal Membership with access to every Mission, every session type, and your first cognitive assessments.

  • Use it daily. If you don't see the value, return the device within 60 days for a full refund.

  • After day 60, continue with Personal ($29/mo), Duo ($39/mo), or Family ($49/mo) Membership — paid annually (USD). The device is yours to keep.

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Frequently Asked Questions

FSAs (Flexible Spending Accounts) and HSAs (Health Savings Accounts) are tax-advantaged accounts, which means your money isn’t taxed when it goes into your account, while it’s in there, or when you use it for qualified purchases. FSAs are employer sponsored and you have to use the funds within the plan year. HSAs are usually a feature of high-deductible health plans and don’t have the same “use-it-or-lose-it” policy as FSAs.

Select the “Flex | Pay with your HSA/FSA” option at checkout. (You may be asked to input your credit card for the Sens.ai membership. Your 60-Day Free Trial won’t be activated until after you complete your device purchase through Flex.) Confirm your eligibility as part of checkout. Enter your HSA/FSA card details. Within 24 hours, receive your Letter of Medical Necessity (LOMN) and itemized receipt from Flex.

A Letter of Medical Necessity (LOMN) is a document from a healthcare provider that explains why you need a specific health service, treatment, or equipment. An LOMN is usually required for reimbursement by an HSA or FSA—but you don’t have to schedule a doctor’s visit to get an LOMN for Sens.ai. Instead you’ll do a short telehealth consult via Flex during checkout.

Flex is our new HSA/FSA payments partner for our U.S. customers. Eligible customers can use their HSA/FSA card to pay for all or part of a Sens.ai device. Think of Flex as an alternative payment method, like Affirm, which Sens.ai also uses so qualified customers can pay over time.

Yes, you can split the purchase. You can use your HSA/FSA funds to pay for all or part of your Sens.ai device.

At the HSA/FSA card details step, enter your regular credit card details instead. Within 24 hours of your purchase, Flex will email you a Letter of Medical Necessity (LOMN) and itemized receipt for you to submit to your HSA or FSA for reimbursement.

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